AR Factor Quote

Similar to the meltdown of the residential real estate loans in 2006, the Commercial Real Estate industry is already facing what will be a very similar situation. The difference? There’s 1.4 trillion dollars worth of loans looking to mature in the next five years. What’s worse is that a vast majority of these loans will be for amounts that far out-value the appraised value of the properties that back them. In other words, properties that are “upside down”. Consequently, commercial borrowers are currently defaulting at a record pace and with the lack of financing available, they will all be facing a huge balloon payment.

WHAT IS A COMMERCIAL LOAN MODIFICATION?

President B asked: This is for commercial and residentail real estate. Renters can buy real estate. People with bad credit can buy real estate with little or no money down with me. People in chapter 13 bankruptcy can refinance out of it. People one day out of Chapter 7 bankruptcy can refinance or purchase real [...]

Karen Benjamin asked:
rcial borrowers seeking stated income commercial loans and commercial mortgages, there have been dramatic changes over the past year. These changes have resulted in more restrictive availability and terms of loans for small businesses based on stated income commitments. Very few traditional lenders are using a stated income process (no income verification, [...]

David S. Stratton asked: A lot of theories have been propounded and even studies have been advanced on the subject of business expansion. But one that is worth taking note of is the study of Dr Ichak Adizes. In most of his research, he brings out the fact that every association has its evolution and [...]